I’m borrowing my friend’s car … am I covered?

At Sparrow General Insurance Agency we often get questions about borrowing or loaning a car and so I thought this article would be helpful.

Now that summer is here you might be looking to borrow your neighbor’s truck for a home-improvement project or a trip to the local landfill so it’s an especially good time to provide you with information about this topic.

Generally, insurance coverage follows the vehicle rather than the driver. So, thankfully, in most instances, as long as the owner of the car has insurance, it’s covered even if someone other than the owner is driving it — as long as they have the owner’s permission. read more