Commercial Auto Insurance for California

Commercial Auto Insurance for California:

Commercial auto insurance can cover a combination of vehicle types (trucks, cars) and drivers, as well as some types of motorized equipment. It provides for bodily injury liability and property damage while operating a company automobile and can provide medical payments for the driver and passengers of the policyholder’s car.
Hired/Non-owned Auto Liability:
Are you renting cars or are your employees using their own vehicles in the scope of their employment? This particular coverage provides business insurance coverage for certain liabilities arising from the use of a rented or leased vehicle (hired), or a non-owned vehicle (employee using their own vehicle on company business). Oftentimes this coverage can be added inexpensively to a business auto policy, or in some cases, a general liability policy. If you ever send your employee to run an errand for your business in their own vehicle then this is definitely a coverage you should consider.

Do I need Commercial Auto Insurance?
When you hear the term commercial auto insurance, most people think of big company fleets of trucks, buses, and the like. But, commercial insurance isn’t just for large companies. If you use your vehicle for any kind of business or private company services, you’ll want to consider commercial auto insurance.
Insurance policies for privately owned vehicles may not cover damage to your privately owned car or truck when it is used for business, even home cosmetics, jewelry sales or a pizza delivery business. Do you put your company logo on your vehicle? If so, you need commercial auto coverage. Is your vehicle registered to your business? If so, you need commercial auto coverage. Whether you need to buy a commercial auto insurance policy will depend on the kind of driving you do. A good rule of thumb is to ask your Agent to advise you and be sure to speak to an Agent who is knowledgeable about commercial auto. Every business is unique – Sparrow General Insurance Agency is here to assist. Contact Sparrow General today to find out more about whether you need a commercial auto insurance policy. We can also assist you to get the best commercial auto insurance coverage, service, price and value. Give us a call at 310-379-0605.

Leave a Reply

XHTML: You can use these tags: <a href="" title=""> <abbr title=""> <acronym title=""> <b> <blockquote cite=""> <cite> <code> <del datetime=""> <em> <i> <q cite=""> <s> <strike> <strong>